According to the Department of Labor, nearly 31% of employers’ costs per worker goes to benefits on top of regular wages and salaries, and the share is even greater in some industries. This fact alone is why partnering with a company that combines a national presence with local representation and expertise is a must. We are focused on delivering innovative solutions that are built around your business strategy. Let our knowledgeable professionals help you navigate this complex industry.
Investing in health and performance programs is becoming increasingly important to attract and retain top talent. Engaging employees to increase ownership in their own health and financial well-being empowers them to become a smarter consumer and a more active participant in creating positive results. With studies showing that employees who are actively involved in their healthcare experience have better outcomes, the return on investment for organizations is high. At Brown & Brown, we make your people our business. You can create an employee benefit plan with our comprehensive portfolio of solutions to fit your company’s unique needs.
Getting the Most from Your Medical Benefits
Constantly increasing medical costs is an agenda item in any budget discussion.
Managing the cost of a medical benefit program while improving engagement, retention, and satisfaction can be tricky to balance. Brown & Brown helps you manage your medical benefits spend by developing competitive programs that offer the right combination of quality and cost.
Providing Independent Prescription Benefit Consulting Services that Fit Your Needs
Pharmacy is your highest utilized health benefit. Choosing the right vendor is critical to minimizing your prescription drug spend. Brown & Brown offers independent, data-driven auditing and consulting services to get and keep your pharmacy benefit costs under control. Our practical guidance can help you maximize your financial outcomes, eliminate pharmaceutical waste and abuse, and increase member satisfaction.
Offering Dental Plan Designs that Promote Well-being
Good Oral Health is Key to Good Overall Health
Employees rank dental as one of the most valued benefit coverages. It is important to ensure the best dental benefits are being provided for your employees. Brown & Brown can help you build an evidence-based dental plan that complements your health and well-being initiatives and creates a stable risk pool and drives optimal utilization.
Promoting Overall Vision Health and Well-being
Creating a Truly Transparent Vision Benefits Program
Brown & Brown’s consultative approach to vision benefits along with our research into current trends and customer-specific data allows us to recommend vision plan design options that promote overall health and well-being. Our strong relationships with carriers additionally ensure that plan participants receive high-quality educational tools.
Uncovering the Most Effective Disability Plans for You
Protecting Your Employees’ Income and Your Workforce
Ensuring your employees’ income is protected while also maintaining optimal workforce productivity and overall profitability can be challenging. Brown & Brown’s expertise around streamlined claim processes, plan design risk management, and competitive pricing can help you achieve this balance. We work with you to review your disability plans to see how you can save time and money, reduce employee absences, and be in compliance with applicable laws.
Creating Robust Group Life Insurance Plans for Your Employees
Boosting Your Employee Loyalty with Robust Benefits
Life and accident insurance may appear simple, but it takes an in-depth understanding of these products to build the most competitive programs. Brown & Brown is an experienced advisor and delivers group life and accident insurance solutions that enable you to drive savings and enhance your employee benefits program.
Bringing More Value and Resources to Your Employees and Their Families
Helping You Attract and Retain Top Talent
Attracting top talent is a key priority for any organization to continue to grow and thrive. A robust voluntary benefit program can attract and engage a multi-generational workforce and bring a high level of value to any organization. Brown & Brown makes voluntary benefit program implementation, enrollment, and communication easy for you.
Optimizing Employee Well-being and Company Performance
Driving Employee Engagement While Reducing Healthcare Costs
Healthier employees are more productive and higher performers. They have lower healthcare costs and are more likely to stay with their employer. Brown & Brown works with you to develop a comprehensive well-being strategy that will align with your business objectives and empower your employees.
Providing Independent Council and Cost-Effective Technology Solutions
The constantly evolving benefits technology marketplace can make selecting a first-time benefits administration partner, or upgrading your current partner, seem like an overwhelming task. Brown & Brown has undergone a significant vetting process, so we can recommend and implement a technology partner that fits your particular needs and budget.
Administering Customized Flexible Spending Account Administration
Saving You Time and Money with Specialized Flexible Spending Account Options
Maximizing your employees’ tax-saving opportunities is not just ideal for current employees; it also aids in attracting top talent. Managing the complexities of these accounts, however, can be challenging for you and your employees. Brown & Brown’s employee benefits team helps you increase your flexible spending account plan’s efficiency and participation while easing the burden of administration.
Accumulating Long-Term Healthcare Savings Solutions
Easing the Burden of Future Healthcare Expenses
A Health Savings Account (HSA) combined with a high-deductible health plan strategy provides employees with a valuable long-term healthcare solution. It is also a valuable tool in containing escalating healthcare costs. In addition to HSAs being used to accumulate tax-free contributions to pay for healthcare costs, they can also be rolled over from year to year for future use, including in retirement. Brown & Brown helps you evaluate and implement these programs.
Your exposures are unique and deserve equally unique options that provide appropriate coverage to reduce risk. By leveraging our experience, scale, and market strength, we work to guide you through the buying process.
With a team that is as connected locally as it is nationally, Brown & Brown provides
the personalized, dedicated service you want from a local agency, while delivering the
peace-of-mind that you expect from a top ten brokerage.
Increasing Your Employees’ Well-Being with Cost-Effective Employee Benefits Strategies
Providing Independent Council and Cost-Effective Employee Benefit Solutions
Managing the ever-increasing costs of employee benefit plans can be a daunting task. Brown & Brown helps you manage your medical benefits spend by developing competitive programs that offer the right combination of quality and cost. Through our unique decentralized model, you can profit from the significant purchasing power and knowledge of one of the largest insurance brokers in the United States, while still receiving the personalized service and attention you deserve.
Keeping You in Compliance and Out of Distress
Preparing You for Regulatory Compliance
Employee Benefit laws and regulations are constantly evolving. Having a broker you trust can help keep you informed of changing regulations and support you with needed employee communications. Utilizing our collective knowledge and technology services, Brown & Brown can assist you in staying abreast of changes in regulations to help keep you in compliance.